South Africans are feeling the pinch. With inflation driving up the cost of everything from milk to petrol, stretching your budget has never been more important. And while online shopping has its perks, it seems most of us (over 70% according to our recent survey!) still prefer the good old-fashioned in-store experience. But don't let that stop you from being a savvy shopper! Here...
Read More..The festive season in South Africa is a time for family, fun, and festivities. But with the rising cost of living and festive budgets hitting record highs (a whopping R6,832 on average!), it's easy to get carried away and overspend. Don't let the holiday cheer turn into a financial hangover! Here are some smart strategies to fund your holiday break without breaking the bank, ins...
Read More..As the festive season approaches, South Africans are preparing to spend big, with holiday budgets reaching record highs. According to our seventh annual Summer Spending Survey, a staggering R284 billion is expected to flow through the economy during this festive period, with the average festive budget among respondents averaging R6,832—up 20% from last year. But what’s driving this su...
Read More..Starting a family is a life-changing decision that brings joy, challenges, and a new set of financial responsibilities. Whether you’re planning to have your first child or expanding your family, being financially prepared can help ease the journey. Here’s a step-by-step guide to ensure your finances are in order before taking the leap into parenthood. Assess Your Current Financial Sit...
Read More..Stokvels are one of the oldest and most trusted financial systems in South Africa, deeply rooted in our country’s history and culture. They serve as informal savings and credit groups, allowing members to pool their money for a variety of purposes, ranging from social events to major investments. While stokvels can traditionally be associated with burial societies and grocery savings,...
Read More..Online shopping has become a popular way for South Africans to access a wide variety of products, both locally and internationally. Whether it’s fashion, tech gadgets, or specialized goods not available in local stores, online shopping offers convenience and often better pricing. However, one important factor that shoppers need to consider is tax, especially when placing internation...
Read More..Whether you work odd jobs, have a side hustle, or simply prefer to work in various roles, the ‘gig economy’ is booming - offering individuals the flexibility to work on their own terms. However, this flexibility also comes with the challenge of managing a fluctuating income. For ‘gig workers’, this means that budgeting can be a complex task. With that in mind, here's a guide to help y...
Read More..The advent of new AI models like ChatGPT, Gemini, Copilot, and Claude has opened a world of possibilities. These powerful language models can help you tackle tasks and challenges with unprecedented speed and efficiency. As users continue to discover new applications for these AI tools, it's becoming clear that they can also significantly impact your financial well-being. AI as a Perso...
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