If your mornings are a train wreck of disorganisation and lethargy, you need to realise the following: The morning very much sets the tone for the day and if you spend it shuffling around your house like the living dead, your workweek is just going to be one long horror story. So, you’re not a morning person? Is it because you’re tired, disorganised, stressed, in a chaotic rush to get...
Read More..The golden rule to accumulating wealth is to save more than you spend, which is definitely easier said than done. However, with the following financial hacks, you can avoid frivolous, impulse buying and plan your spending more successfully, thereby helping you to save more! Walk it off You’re shopping and you see something you really want. In that moment of weakness, it can be difficu...
Read More..The Christmas decorations have been taken down and in their place, the back-to-school specials and sales are going up. January can be a tough month financially, even for the budget savvy, so a few saving tips and tricks can go a long way to helping parents afford to send their kids back to school kitted out with everything they need. 1. Do a thorough inventory of what you have and mak...
Read More..We face a dire reality in South Africa: the vast majority of South Africans are under pressure, facing economic instability & uncertainty. There are many reasons for this, including a volatile Rand, a poor wage & inflation. However, financial illiteracy is a major underlying cause for many of our financial struggles: the majority of South Africans are not equipped with the rig...
Read More..Millennials are a unique generation living in an era of digitalisation, convenience and accessibility. More millennials are going to college or university than in any generation before them, which also means that many enter the job market crippled by student loans. Consequently, this group faces a unique set of challenges and as such, the financial advice provided to the generations p...
Read More..It's all starts in January January is a great time to reflect on the past and combine the lessons we've learned with our ambitions for the year to come. That’s right, we’re talking about the notorious New Year’s Resolutions. They’re famously difficult to keep, with those involving money being the toughest of all (except maybe for our over-ambitious New Year’s gym schedule). We want to...
Read More..December is a notoriously expensive month and with Christmas gifts, feasts, holidays, and New Year’s Eve celebrations to pay for, it’s no wonder most South Africans find themselves financially limping through January. Here are five super achievable ways you can tidy up your finances before the holidays. 1. Plan and be a smart gift giver Make a list of the people you plan on buying gif...
Read More..Everyone approaches money differently: some have had it their whole lives and have never learned to conserve their spending, while others have had a lean upbringing and have consequently learned to be thrifty. Some have had money their whole lives because they are thrifty, while others struggle because they aren’t savvy spenders. Given the vast degree of differences between people’s m...
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