Branded cleaners and detergents can easily eat into our grocery budget faster than we think. But there is another way to save on the laundry detergent, fabric softener, glass cleaners, stain removers, shower, wood polish… When you’ve run out of cash for detergents and groceries before payday, here are some of the solutions that can save you a packet while keeping your home hygienic an...
Read More..Money continues to change and evolve all the time - and with the increase in use of smart devices like smart phones and wearables, it is becoming easier and more convenient for us to make online, digital transactions. 1. Mobile Payments are more popular: Both the SnapScan mobile app from Standard Bank and Apple Pay are paving the way for quick, digital transactions when in your favour...
Read More..Since the outbreak of COVID-19 at the end of 2019, the South African retail market has seen some interesting changes. In 2019, the online retail sector had grown only slightly to reach a market of only 2%. However, in 2020, the outbreak of the global pandemic and the implementation of a national lockdown caused online sales to increase to roughly 40%. However, even after this incre...
Read More..As the cost of living continues to rise in South Africa, it is important for us to know where our hard-earned money goes and what our major monthly expenses are. You can start the year off the right way with our monthly budget template, which is designed to help you manage all aspects of your daily budget in an easy-to-understand Excel budget spreadsheet. You can download the Excel bu...
Read More..As financial fraud activities are on the rise in South Africa, we have to be careful not to fall for these ever increasing scams and cons. There is an increase in fraudsters using the names and logos of reputable lenders and banks in order to cheat you out of your hard-earned cash. Wonga is just one of the companies that these criminals are using to target consumers attempting to get...
Read More..The end-of-year is the time when most people choose to relax, enjoy a little time off and reward ourselves for all the hard work we have put in during the year. Here are 10 tips on how to keep the festivities from turning into a financial hangover for you. 1) Plan your holiday spend Set a budget and stick to it so you can keep track of everything you spend. It helps to identify where...
Read More..Why must I upload my payslip or bank statement? We know that it might seem weird to have to upload your payslip or bank statement to our website - especially if you're an existing customer and have never had to do it before. In August 2014 the Department of Trade and Industry (or DTI) issued proposed regulations, which will form part of the National Credit Act. These are aimed at stan...
Read More..With a less-than-expected performance from the South African economy this year, we’d all like to know how to save money and get the most out of every cent of our salary. Wonga.co.za, as part of its Money Saving Tips guide, brings you five of the best practical ways to make the most your Rand. Think before you spend Credit cards should never be used for everyday expenses like petrol, f...
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