Financial literacy refers to the ability to understand and apply various financial skills, such as personal financial management, budgeting, and investing. Financial literacy is the foundation of your relationship with money, and it is a lifelong learning journey. Financial planning can be difficult without a clear understanding of your current financial situation. Therefore, choosing...
Read More..When it comes to money management, setting bite-sized money goals is a financial technique that can eventually become a good money habit, especially if one has a financial objective in mind. Committing to our personal finances and breaking down monthly debt repayment into more bite-sized, achievable money goals is an excellent way to prioritize our finances. In order to help you becom...
Read More..The advancement of technology has greatly simplified many aspects of our lives. Although many of us still manage our money using traditional methods, using financial apps is a great way to maximise how new FinTech can assist us. Typically, apps are extremely simple to use and download, and before you know it, you may have found one that quickly becomes one of your favourite options...
Read More..Like every subscription company, from internet, cell phones, TV, gym, satellite, insurance, and movies, what these subscriptions all have in common is some sort of promised beneficial time period that is normally pitched at you with a promise, a promise to possibly get more for their 12-month subscription. Paid Streaming Video Services With the economy being highly volatile at the m...
Read More..In June this year, we conducted a survey and asked South Africans how they spend their money, and what their financial aspirations and goals are. We had a great response with over 12700 of you responding. We asked a series of questions pertaining to current income, level of education, ownership of assets like vehicles and property, as well as financial priorities and long-term financi...
Read More..With the colder months just around the corner, we often see electricity bills climbing as we need to heat our homes, cook warm meals and spend more time indoors. One of the challenges most of us face is a spike in electricity costs over winter. We have put together some winter tips to consider if you are looking to reduce your monthly bill. Actual vs Estimate Invoice Readings If y...
Read More..Entering into adulthood and having to “make it on your own” can be a daunting undertaking for most of us. Just as we think life couldn’t get any more challenging after completing school or tertiary education, the realisation that we now must forge our own path can come as a bit of a shock to the system. Job hunting, finding suitable accommodation and learning to manage your money are...
Read More..‘Buy Now, Pay Later’,sometimes also abbreviated to BNPL, is a form of money-lending where a customer may opt to make a purchase through instalments, spread over a specific period of time – usually a few weeks. BNPL has become increasingly commonplace in South African e-commerce websites and certain physical retailers. In this helpful guide, we’ll explain how this payment arrangement w...
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